Staff Software Engineer

PayJoy · San Francisco, CA

$310k - $324k

Hybrid

Full-time

Lead

Product Development

Posted February 12, 2026

Check your resume against this job Apply on Lever

Save this job and organize your search. Opt into a free weekly job digest; Pro adds daily alerts.

AI Summary

PayJoy is seeking a Staff Software Engineer in San Francisco to lead technical direction for its Money-Payments teams, initially, with the opportunity to expand across other teams. The role combines hands-on building of critical services and key technical decisions with mentoring engineers, designing scalable systems, and driving cross-functional initiatives. It suits someone who enjoys solving high-impact problems for a mission-driven fintech serving under-served customers in emerging markets.

Job Description

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Staff Engineer is responsible for leading our technical foundation, initially collaborating with the Money - Payments teams to drive innovation, with the opportunity to work with other teams as well, taking on a mentoring role, designing scalable systems, and influencing cross-functional initiatives, in a hands-on position where they will make key technical decisions and build critical services.

More jobs at PayJoy

Director, Fraud Strategy

PayJoy · Bogotá, Bogotá D.C. · Hybrid

Senior Product Manager - Cash Reconciliation

PayJoy · Mexico City, CDMX · Hybrid

Sr. Marketing Mananger - Retail Focus

PayJoy · Bogotá, Bogotá D.C. · On-site

Associate Quality Audit Analyst

PayJoy · Bogotá, Bogotá D.C. · Hybrid

Field Sales Manager

PayJoy · Bangalore · On-site

See how well your resume matches this job before you apply

Run a free ATS check