Collections Representative
PayJoy · Johannesburg
Hybrid
Full-time
Mid
Operations
Posted August 31, 2026
Job Description
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The collections representative is responsible for providing customer service through the various means we have available to advise on their payments, in order to reduce the number of clients in arrears in the portfolio and the risk of overdue accounts receivable.
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