Senior Software Engineer - Android Systems & Security

PayJoy · San Francisco, CA

$272k - $283k

Hybrid

Full-time

Senior

Product Development

Posted June 1, 2026

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Job Description

About PayJoy

PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

This is not a conventional Android app development role (building applications for the Play Store). We are seeking a specialized systems engineer focused on the heart of the operating system: AOSP (Android Open Source Project) and the TEE (Trusted Execution Environment).

In this role, you will bridge the gap between high-level Android features and low-level hardware integration, ensuring our proprietary security mechanisms—which protect our assets at the OS level—are robust, performant, and tamper-proof.

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