Senior Software Engineer iOS
PayJoy · San Francisco, CA
$272k - $283k
Hybrid
Full-time
Senior
Product Development
Posted January 16, 2026
Job Description
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
As a Senior iOS Engineer, you are a highly senior and independent individual contributor who executes iOS technical design and implementation. You write software to create a high bar on code quality and the features that expand financial opportunity for underserved communities around the world. You are the expert resource on iOS and model the decision-making and interpersonal behaviors that enable PayJoy to deliver reliable, scalable, mission-critical financial technology.
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